FinanceVersion 1.9.2★ 4.9 on Google Play

Smart EMI & Loan Planner

Comprehensive loan amortization, prepayments, and mortgage analysis.

Updated: 2026-07-20•Android 8.0 and up

Get it onGoogle Play

App Privacy Policy App Help & Support

Privacy Assured

No bank logins, credit checks, or financial data collection.

Visual Payoff Graphs

Understand principal vs interest progression over time.

Export Reports

Generate print-ready loan comparison summaries.

About this app

Take complete control of your financial planning. Smart EMI & Loan Planner helps you evaluate home loans, auto financing, personal loans, and student debt with precision. Simulate extra monthly or lump-sum prepayments to discover exactly how many months and thousands of dollars you can save in interest over the life of your mortgage. Export clear PDF amortization reports directly on your device.

App Interface Preview

Loan Calculator EMI screenAndroid Native UI

Instant loan calculation with visual principal vs interest breakdown

Amortization TableAndroid Native UI

Detailed month-by-month payment schedule

Key Features

Calculate Monthly EMI, Total Interest, and Total Payable breakdown

Interactive amortization schedule with annual & monthly splits

Prepayment & early payoff simulator to calculate interest savings

Loan comparison mode to evaluate two lending offers side-by-side

Export clean summary charts and tables as PDF or CSV

Supports various currencies and decimal formats

Frequently Asked Questions

Does the app connect to my bank account?

Absolutely not. Smart EMI & Loan Planner is a standalone mathematical calculator. It does not connect to any financial institution and never requests your banking credentials.

Can I compare multiple loan offers?

Yes! The Compare feature allows you to compare interest rates, loan terms, and processing fees between different lenders to see which offer saves the most money.

Application Details

Package IDcom.bsncomputers.smartloancalculator

Target OSAndroid 8.0 (API 26+)

LicenseFree / Ad-Supported / Standalone

DeveloperBSN Computers Studio

Cloud SyncNone (Local only)

Privacy & Permissions

Every app has its own verified privacy specification complying with Google Play standards.

Read Smart EMI & Loan Planner Privacy Policy